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CFPB and AFL-CIO Offer Help to Avoid Evictions

Congress failed to renew the eviction moratorium, instead going on a 7 week vacation

Kris LaGrange's picture
Aug 02, 2021

Over the weekend, the federal eviction moratorium ended. While some states like New York and New Jersey have instituted state bans on evictions, other states have not, leaving millions of renters vulnerable to eviction over unpaid rent from the pandemic.

The moratorium was allowed to expire after Congress refused to take up an extension, instead of closing down Congress and going on a seven-week vacation. Instead, Congress told the White House that they should extend it through executive action, although the White House doesn’t believe they have the ability to extend it past July 31 without specific legislation. According to CNBC more than 11 million people are currently behind on their rent and could face eviction without the moratorium.

With action from Washington unlikely and some states refusing to issue state orders to stop evictions many people are at risk of losing their housing, but there is help out there. To help union members who might have fallen behind on their rent, the AFL-CIO sent a text out to their list to inform union members of a CFPB program to provide emergency rental assistance. The money that is being used was allotted to states during previous spending bills, but accessing it has been tricky in some states. Both tenants and landlords can apply for help. You can find out more information by clicking here.

The federal assistance can be used to help cover costs including reasonable late fees on rent, internet service to your home, moving expenses, and other rental-related fees like help with security deposits, as well as rent, utilities, and home energy costs. The federal program allows people to get as much as 18 months of help with rent and utilities, going back to March 13, 2020.  You can also get help with future rent to help you get back on your feet. Depending on the state or locality you are in there may be different rules so make sure that you check out what your state rules are as well.

If you need help apply right away, even if you are in a state that has extended its eviction moratorium since it will likely take the government a while to process your application.

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